Terms and Conditions

Please read these Terms and Conditions carefully before using the website and services of Lineage Guardians Private Wealth and Retirement Planning Strategies (“Lineage Guardians,” “we,” “us,” or “our”). By accessing or using our website, you agree to be bound by these Terms and Conditions. If you do not agree with any part of these terms, please discontinue use of our website immediately.

1. ACCEPTANCE OF TERMS

By accessing and using the Lineage Guardians website and any associated content, tools, forms, or services, you confirm that you are at least 18 years of age, have read and understood these Terms and Conditions, and agree to be legally bound by them.

2. NATURE OF INFORMATION PROVIDED

Educational Purpose

The content provided on this website, including articles, blog posts, social media content, videos, downloadable guides, and all other materials, is intended for general educational and informational purposes only.

Not Financial or Legal Advice

Nothing on this website constitutes personalized financial advice, investment advice, legal advice, tax advice, or insurance advice. The information provided is general in nature and may not be appropriate for your individual situation. You should not make any financial, insurance, or investment decision based solely on the information provided on this website without first consulting a qualified licensed professional who is familiar with your specific circumstances.

No Client Relationship

Accessing or using this website does not create a client relationship between you and Lineage Guardians. A formal client relationship is only established through a signed service agreement or engagement letter.

3. LICENSING AND REGULATORY DISCLOSURES

Lineage Guardians Private Wealth and Retirement Planning Strategies is an independent insurance and financial services agency. Our agents and advisors are licensed in the states where they conduct business. Licensing, product availability, and services may vary by state.

Insurance products are not guaranteed by any bank or financial institution, are not insured by the FDIC or any federal government agency, and may involve risk including possible loss of principal depending on product type.

Any references to tax-free income, tax advantages, or tax strategies on this website are general in nature. Individual tax results will vary based on personal financial circumstances. We strongly recommend consulting a licensed tax professional before implementing any tax strategy.

4. INTELLECTUAL PROPERTY

All content on this website, including but not limited to text, graphics, logos, images, audio clips, videos, data compilations, and software, is the property of Lineage Guardians Private Wealth and Retirement Planning Strategies and is protected by applicable copyright, trademark, and intellectual property laws.

You may not reproduce, distribute, modify, transmit, reuse, repost, or use the content of this website for public or commercial purposes without our express written permission. Unauthorized use of our content may violate copyright, trademark, and other applicable laws.

5. USER CONDUCT

By using this website, you agree that you will not:

Use the website for any unlawful purpose or in violation of any applicable regulations
Attempt to gain unauthorized access to any portion of the website or its related systems
Transmit any unsolicited or unauthorized advertising or promotional material
Impersonate any person or entity or misrepresent your affiliation with any person or entity
Upload or transmit any content that is harmful, offensive, defamatory, or otherwise objectionable
Interfere with or disrupt the integrity or performance of the website or its content
Attempt to reverse engineer any software or systems used in connection with the website
Collect or harvest personal information about other users without their consent

6. FORMS AND CONSULTATION REQUESTS

When you submit a contact form, consultation request, or event registration on this website, you agree that the information you provide is accurate and complete. Submitting a form does not guarantee a specific response time, the availability of a particular advisor, or the provision of any specific service.

Any information you submit through our website forms is subject to our Privacy Policy.

7. THIRD-PARTY LINKS AND RESOURCES

This website may contain links to third-party websites, platforms, tools, and resources. These links are provided for your convenience and informational purposes only. Lineage Guardians does not endorse, control, or assume responsibility for the content, privacy practices, or accuracy of any third-party websites. Accessing third-party links is done entirely at your own risk.

8. TESTIMONIALS AND RESULTS DISCLAIMER

Testimonials and client stories featured on this website reflect the individual experiences of specific clients and are not necessarily representative of all clients. Individual results will vary based on personal financial circumstances, goals, market conditions, and other factors.

No testimonial on this website should be interpreted as a guarantee of future results or a representation of what any individual client may achieve through our services.

9. EVENTS AND WEBINARS

When you register for a Lineage Guardians event, webinar, or training session, you agree to the following:

Registration does not guarantee attendance if capacity is reached
Events may be recorded and recordings may be used for educational or marketing purposes
By attending a virtual or in-person event, you grant Lineage Guardians permission to include your attendance in aggregate reporting
Event content is for educational purposes only and does not constitute personalized financial advice

10. LIMITATION OF LIABILITY

To the fullest extent permitted by applicable law, Lineage Guardians Private Wealth and Retirement Planning Strategies, its owners, agents, employees, and affiliates shall not be liable for any direct, indirect, incidental, consequential, special, or punitive damages arising from your use of or inability to use this website or its content, even if we have been advised of the possibility of such damages.

This includes but is not limited to damages for loss of profits, loss of data, business interruption, or any other financial loss resulting from your reliance on information provided on this website.

11. INDEMNIFICATION

You agree to indemnify, defend, and hold harmless Lineage Guardians Private Wealth and Retirement Planning Strategies and its affiliates, officers, agents, and employees from and against any claims, liabilities, damages, losses, and expenses, including reasonable legal fees, arising out of or in connection with your use of our website, your violation of these Terms and Conditions, or your violation of any rights of a third party.

12. CHANGES TO THESE TERMS

We reserve the right to modify these Terms and Conditions at any time. Changes will be effective immediately upon posting to the website. The “Last Updated” date at the top of this page will reflect the most recent revision. Your continued use of the website following any changes constitutes your acceptance of the revised terms. We encourage you to review these Terms periodically.

13. SEVERABILITY

If any provision of these Terms and Conditions is found to be unenforceable or invalid under applicable law, that provision shall be modified to the minimum extent necessary to make it enforceable, and the remaining provisions shall continue in full force and effect.

14. ENTIRE AGREEMENT

These Terms and Conditions, together with our Privacy Policy, constitute the entire agreement between you and Lineage Guardians Private Wealth and Retirement Planning Strategies with respect to your use of this website and supersede all prior agreements, representations, and understandings.

15. CONTACT US

For questions or concerns regarding these Terms and Conditions, please contact us at:

Lineage Guardians Private Wealth and Retirement Planning Strategies

📧 lineageguardians.marketing@gmail.com

📞 +1 980-350-8216